Job Title:  Associate Director | Bengaluru | Regulatory & Financial Risk

What impact will you make?

Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you’ll find unrivaled opportunities to succeed and realize your full potential

About the Role

We're seeking a talented and driven analyst, from junior to experienced, to join our team. This role offers an exciting opportunity to develop your problem-solving skills by mathematically formulating solutions and implementing them at scale. You'll leverage your knowledge and technical abilities to understand client needs and design and develop tailored tools that deliver exceptional results. While experience is valued, we encourage applications from those with a strong foundation and eagerness to learn.

What will your typical day look like?

• Research and benchmark potential solutions to identify the optimal approach.
• Design and develop complex, user-friendly models and tools, both independently and collaboratively.
• Work closely with the team to overcome challenges and consistently deliver high-quality work to our clients.
• Manage stakeholder expectations, including planning, communication, and reporting to both internal and external stakeholders.
• Utilise data skills to extract, cleanse and manage relevant data from raw datasets.

This is a fantastic chance to join a team of intellectually curious and collaborative quantitative professionals. You'll receive mentorship from senior team members who are invested in your growth, and high performers can expect a fast-tracked career progression – we promote based on performance, not tenure.

About the Team

The Corporate Treasury team, part of Deloitte's tackles complex challenges for businesses and financial institutions. We bridge the gap between finance, risk, mathematics, and algorithms, translating these disciplines to provide impactful solutions. Every day offers new opportunities, from working with financial instruments and risk management to designing bespoke tools for our clients.

Key Responsibilities:

• Master’s degree in finance, CA, MBA, or other relevant qualification (FRM/ MBA / CFA)
• Minimum 5-7 years of relevant work experience in Treasury Operations and financial risk management
• The ideal candidate will contribute to the strategic planning and execution of treasury initiatives across cash and liquidity management, FX and interest rate risk mitigation and working capital optimization.
• Thorough understanding and experience in Investment management, Bank account management, Investment, and capital allocation.
• Should have the knowledge and experience in risk management, risk mitigation strategy through hedges,
• strong business diagnostic skills and the ability to apply a logical and analytical approach to problem solving.
• Ability to work with minimal supervision and execute assignments within deadlines.
• Excellent written and verbal communication and stakeholder engagement skills
• Ability to demonstrate strong interpersonal skills backed by an enthusiastic approach and a diligent client focus.
• Strong working knowledge of IFRS/IND AS hedge accounting, treasury controls, and compliance.
• Proficiency in Excel, Power BI, Python, and TMS platforms such as Kyriba, Quantum, SAP, or Reval will be beneficial.
• Big 4 consulting or global MNC experience, Familiarity with treasury-related regulatory frameworks (e.g., FEMA).

Qualifications & Skills:

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, Mathematics, Engineering, or related fields.
• Strong understanding of credit risk concepts, credit risk modeling techniques, and financial regulations.
• Experience in model validation, model risk management, or credit risk analytics within banking or consulting environments.
• Familiarity with statistical tools and programming languages such as SAS, R, Python, or MATLAB is a plus.
• Knowledge of regulatory frameworks like Basel accords, IFRS 9, CCAR, or equivalent.
• Strong analytical and problem-solving skills with attention to detail.
• Excellent communication skills to interact effectively with clients and stakeholders.
• Ability to work in a fast-paced, team-oriented consulting environment.
• Prior experience with credit risk models such as Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD), or IFRS 9 models is highly desirable.

Why Deloitte?

At Deloitte, we focus our energy on interesting and impactful work. We’re always learning, innovating, and setting the standard; making a positive difference to our clients and our society. We put coaching at the heart of what we do, helping our people grow their careers in any direction – whether it be up, moving into something new, or even moving across the world.

We embrace diversity, equity, and inclusion. We have a diverse collection of people from different backgrounds, with different experiences, gender identities, abilities and thinking styles. What binds us together is a shared commitment to value everyone’s perspective and to cultivate inclusion; so that our work environment is a safe space we can all belong.

We prioritise flexibility and choice. At Deloitte, you get trust on Day 1. We know our people get their best work done when they’re in control of where and how they work, designing their work week around their client, team, and personal commitments.

We help you live and work well. To support your personal and professional life, we offer a range of perks and benefits, including retail discounts, wellbeing leave, paid volunteering days, twelve flexible working options, market-leading parental leave and return to work support package.

Visit here to find out more about us.

Next Steps

Does this sound like the right opportunity for you? Apply now!

By applying for this job, you’ll be assessed against the Deloitte Talent Standards. We’ve designed these standards so that you can grow in your career, and we can provide our clients with a consistent and exceptional Deloitte employee experience globally. The preferred candidate will be subject to background screening by Deloitte or by their external third-party provider.