Job Title:  Manager | Financial Risk | Bengaluru | Regulatory & Financial Risk

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The team

Innovation, transformation and leadership occur in many ways. At Deloitte, our ability to help solve clients’  most complex issues is distinct. We deliver strategy and implementation, from a business and technology view, to help you lead in the markets where you compete.

Learn more about our Financial Advisory Practice

Your work profile

As a  Manager in our team you’ll build and nurture positive working relationships with teams and clients with the intention to exceed client expectations: -

We are looking for experienced Data Analysts / Business Analysts with strong domain expertise in Credit Risk and practical exposure to Basel III / CRR implementation projects, particularly those involving data and system migrations. The ideal candidate will play a key role in supporting the data transition to updated datawarehouses, ensuring alignment with regulatory expectations and minimizing discrepancies in critical risk metrics. 

Key Responsibilities: 

• Collect and document functional and non-functional requirements for Banking products such as Corporate Loans, Mortgage Loans, PL, Credit Cards, Overdrafts etc.
• Prepare comprehensive documentation including Business Requirement Documents (BRDs), Functional Specification Documents (FSDs), and other relevant project artifacts.
• Actively support data migration and system migration projects tied to Basel III Credit Risk regulatory implementations.
• Collaborate with product managers, Risk & Policy team, Reporting and Regulatory Interpreation team and technology teams to align business needs with technical solutions.
• Translate regulatory and business requirements into data specifications and ensure proper implementation in the target data warehouse
• Support UAT and post-migration validation efforts with a focus on regulatory accuracy and completeness.
• Identify gaps in current processes and recommend improvements for efficiency and risk mitigation.
• Create and execute test cases; coordinate with user teams for SIT/UAT sign offs.

Skills & Experience Required: 

• Strong domain knowledge in Credit Risk and familiarity with Basel III / CRR regulations.
• Hands-on experience in data migration projects, particularly involving system transitions for regulatory reporting.
• Experience working with data warehouses, including legacy and modern platforms.
• Proven expertise in investigating and resolving data mismatches across environments.
• Good understanding of regulatory-critical data such as EAD, RWA, PD, LGD, etc., and their calculation or derivation logic.
• Proficient in SQL and data analysis tools for deep-dive investigations.
• Ability to articulate data discrepancies and remediation plans clearly to both technical and non-technical stakeholders.

Preferred Qualifications: 

•            Master’s degree in finance, business, or related field.

Desired qualifications

•            Bachelor’s degree in finance, business, or related field.

Location and way of working

·      Location Agnostic

Your role

The Business Analyst will act as a liaison between business stakeholders, program managers, and technology teams to deliver solutions for consumer lending portfolio. This role involves gathering requirements, analyzing processes, and ensuring compliance with regulatory and risk frameworks while supporting digital transformation initiatives.

How you’ll grow

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