Job Title:  T&T- Customer - CS&D | BA | Mumbai - Manager

The team

Customer is about much more than just the numbers. It’s about attesting to accomplishments and challenges and helping to assure strong foundations for future aspirations. Deloitte exemplifies the what, how, and why of change so you’re always ready to act ahead. Learn more about Customer

Key Accountabilities

1. Credit Documentation and Administration

• Review credit documents to ensure that the document covers all approved conditions as per sanction along with credit covenants.
• Coordinate with legal for amending existing credit documents or preparing new credit documents as per the terms of sanction.
• Scrutiny of executed documentation as per corporate authorities of the Borrower companies
• To release limits post satisfactory verification of executed documents along with conditions precedent
• Calculation of drawing power to ensure that sufficient Dp for the borrower to drawdown the facilities
• Co-ordinate with treasury and business to make limits available for disbursals
• Review security perfection for each of the facility granted to the Borrowers
• Regular reconciliations of pledged securities

2. KYC Management

• Due diligence of KYC documents received from the Coverage team.
• Ensure onboarding of Borrower on Barclays system. Co-ordinate with Business/Credit/static data team for smooth client onboarding.
• Update KYC Policy as per regular circulars issued by the regulators
• Co-ordinate with compliance / MLRO for Anti Money Laundering related issues
• Understandings of Various regulations pertaining to NBFC.

3. Treasury Operation - NBFC

• Manage daily Cash flow reporting
• Smooth processing of Barclays Commercial Paper Programme (CP) to raise money via CP route
• Coordinate with IPA / internal and external stakeholders for CP issuance
• Maintain various MIS pertaining to treasury products
• Fixed deposit placements with the treasury team

4.  Fixed Income (Commercial Paper)

• Manage Issuance on agreed date and payment of Commercial Papers (CP) on due date-Seek approvals from relevant authorities for issue to required letters for CPs
• Interact with Treasury for details of CP issuance
• Seek & manage cash flow for the payment of CPs
• Update CP issuance and payments on BILIPL systems

5. Stakeholder management and leadership - describe levels of stakeholders the individual will be

interacting with and expectations. Discuss nature/ breadth/ interpersonal leadership qualities required

• Liaising with Credit and Coverage team for various activities
• Liaising with the Compliance and Legal teams as per the requirements.
• Liaising with Treasury and Investment product teams
• Liaising with internal / external Audit teams

6.  Decision making and problem solving. - Extent and level to which the job requires evaluative judgement and analytical skills. Detail should be provided as to the type and complexity of problems and the impact the role has on developing or enhancing existing systems or processes (2- 4 bullet points). *

• Effective problem-solving skills with a deeper, broader and clear understanding key concerns challenging the team and driving control improvements
• Ensure efficiency by highlighting areas that could cause potential risk to the bank and developing solutions to enhance current on-going processes and controls
• Flexibility to adapt to rapidly changing business events; Ability to work well under pressure, working accurately with attention to detail, and meeting deadlines
• Active multi-tasking skills to analyse in detail and react quickly to problems performance related issues, coordination with other teams and task prioritization conflicts.

Level of Experience Required

• 8-12 years’ experience in Money market

Location and way of working

• Location- Mumbai
• Working from the office at least 3 days a week is mandatory, with a hybrid model tailored to each domain’s specific needs
• Education :  MCA/ Mtech/ MBA/ B. Tech/ BBA/ BSC/ BE/ B.Com