Job Title:  Product Manager | APM: IT PM | Pune | Finance Transformation

Consulting

Technology: Product Owner – Card and Payment

Consulting
Product Owner – Card and Payment
Your potential, unleashed
India’s impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realise your potential amongst cutting edge leaders, and organisations shaping the future of the region, and indeed, the world beyond.
At Deloitte, your whole self to work, every day. Combine that with our drive to propel with purpose and you have the perfect playground to collaborate, innovate, grow, and make an impact that matters.
The team
Enterprise technology has to do much more than keep the wheels turning; it is the engine that drives functional excellence and the enabler of innovation and long-term growth. Learn more about ET&P
Your work profile
Accountabilities:
Product Strategy & Vision
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Define and articulate the product vision for card network offering aligned with corporate objectives and stakeholder inputs.
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Develop medium- and long-term roadmaps incorporating network-specific launches, feature updates, co-brand opportunities, tokenization initiatives, etc.
Backlog Management & Prioritization
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Own and prioritize the product backlog, ensuring features are clearly defined, well-documented, and deliverable.
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Translate business and customer requirements into detailed user stories and acceptance criteria and maintain prioritization based on business value, risk, and technical feasibility.
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Apply Scrum/Agile frameworks to ensure the Agile team stays focused, efficient, and aligned with sprints and PI planning.
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Lead sprint planning, review ceremonies, backlog refinement sessions. Facilitate decision-making on tradeoffs between speed, scope, and regulatory imperatives.
Stakeholder Collaboration
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Act as the liaison between business units (marketing, finance, compliance), engineering, network compliance teams, card issuers/acquirers, and external partners.
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Regularly provide updates, manage expectations, and coordinate cross-functional decision making.
Value Measurement & Reporting
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Define and track key metrics, success factors, client and market survey for ideation fitment, market research, and competitive analysis to validate hypotheses.
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Track and report KPIs to evaluate product success and areas for improvement. Present progress, risk registers and performance metrics to senior leadership with professional clarity.
Regulatory and Compliance Oversight
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Ensure full compliance with regulations, especially on business card issuance, co-brand agreements, data storage policies (localization), choice of network mandates, and customer consent protocols.
Skills and requirements
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5+ years of product management or product ownership experience in the payments, cards, or fintech industry and successful implementation of at least one product end to end.
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Strong knowledge of card payment systems (issuance, acquiring, clearing & settlement).
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Experience working with networks like Mastercard, Visa, Amex, or other scheme providers.
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Proficiency in Agile/Scrum methodologies and product management tools (e.g., Jira, Confluence).
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Familiarity with APIs, tokenization, fraud prevention, and digital wallets is a plus.
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Excellent communication and stakeholder management skills.
Experience: 9 to 12 years of experience in product management, product owner or similar roles.
Education:
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Bachelor’s degree in computer science, Business, Finance, or a related field; MBA preferred.
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Certified Scrum Product Owner (CSPO) certification Agile certifications/ trainings preferred.
Location: Pune
How you’ll grow
Connect for impact
Our exceptional team of professionals across the globe are solving some of the world’s most complex business problems, as well as directly supporting our communities, the planet, and each other. Know more in our Global Impact Report and our India Impact Report.
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Drive your career
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