Job Title:  T&T| Customer| S&S| Consultant | AI Architect | Pune

The team
Customer has to do much more than keep the wheels turning; it is the engine that drives functional excellence and the enabler of innovation and long-term growth. Learn more about: Customer

Your work profile

• Pricing Engine Solution Architecture: Lead the solution design for a centralized pricing decision service, ensuring alignment with Private Bank TOM objectives, business requirements, target architecture principles and long-term technology strategy.
• Functional and Technical Design: Translate pricing requirements into architecture and design artefacts covering rule configuration, parameter management, versioning, simulation, approvals, auditability, real-time and batch pricing capabilities.
• Vendor Assessment and RFP Support: Support vendor evaluation, RFI/RFP questionnaire preparation, solution deep-dives, demo assessments, architecture reviews and make-versus-buy analysis for shortlisted pricing engine solutions.Governance, Audit and Regulatory Traceability: Ensure solution designs support approval workflows, segregation of duties, rule traceability, audit trails, regulatory defensibility, data lineage and controlled change management.

 Key skills required: 

• Cloud, Infrastructure and Data Architecture:
• Experience designing cloud-ready or hybrid enterprise architectures using container platforms, managed databases, messaging, observability and secure deployment patterns.
• Ability to produce architecture decision records, target architecture views, integration diagrams, NFR documentation, delivery roadmaps and implementation options.
• Experience supporting procurement, RFI/RFP, vendor assessment, proof-of-concept, demo evaluation and make-versus-buy decision processes.
• Strong understanding of rule engines, decisioning platforms, pricing configuration, workflow orchestration, parameter management, simulation and audit-trace mechanisms.
• Good understanding of integration with core banking, CRM, channels, campaign management, risk, finance, Treasury/FTP and downstream servicing platforms.
•  Strong understanding of banking products such as deposits, accounts, cards, lending, mortgages, wealth lending or investments, with specific experience in pricing, fees, interest rates, concessions or product configuration preferred.
• Understanding of governance, auditability, segregation of duties, regulatory traceability, data privacy, IAM and security requirements in financial services.
• Knowledge Sharing: Build domain knowledge within the team on pricing processes, banking products, governance controls and integration patterns relevant to the Central Pricing Engine.

Desired Qualifications: 

• Graduate degree (Science or Engineering) from premier institutes